Track. File.
Invest.
The financial operating system for South African freelancers. Manage your money, file your tax, and grow your wealth — all in one place.
The difference
Sound familiar? Here's what changes.
Before
With Klippa
Track · File · Invest
Everything your financial life needs.
Scattered receipts
Organised & categorised
Snap a photo, import a bank CSV, or upload. Klippa categorises every expense and calculates the deductible amount automatically.
October panic
10-minute filing
Your personalised eFiling cheat sheet with exact rand values, SARS line numbers, and all supporting documents already attached.
Earning
Growing
Know exactly what's safe to invest after your SARS provision. Screen JSE companies using proven value, growth, and quality investing criteria. Track dividends and capital gains — they flow back into your ITR12 automatically.
Why Klippa is different
Not just a calculator. Your financial intelligence layer.
Any spreadsheet can add up your income. Klippa knows SARS rules and applies them to your specific situation automatically.
Mixed-use AI intelligence
Not "yes it's deductible". The exact percentage. Phone: 65%. Laptop: 80%. Home office: 32%. With SARS reasoning you can defend in any audit.
Auto mileage logbook
SARS requires a logbook, not just fuel receipts. Fuel receipts alone get disallowed. Klippa generates your SARS-compliant logbook automatically.
Audit-ready from day one
Every expense comes with a SARS evidence checklist: what to keep, what audit risk looks like, and what a SARS auditor would ask for. You'll know before they do.
The questions SARS won't answer for you
"What percentage can I actually claim?" Klippa tells you.
My phone is personal and work. What do I claim?
Klippa analyses your work setup and says: 65%. Here's why, and here's what to keep.
I use my laptop for work and personal. Is it 60% or 80%?
Klippa gives you a conservative and aggressive range, with SARS reasoning behind each number.
Do I need a logbook or just my fuel receipts?
A logbook is mandatory. Fuel receipts alone get disallowed. Klippa builds it for you.
If SARS audits me, what will they ask for?
Every expense in Klippa comes with an audit evidence checklist, so you know what to keep before they ask.
How it works
Two minutes to set up
Tell Klippa how you work: employment type, home office, vehicle, retirement annuity. Everything is tailored to your exact situation.
Capture as you go
Add income, snap receipts, import bank statements. Klippa classifies each expense, handles the partial-deduction maths, and builds your evidence trail automatically.
File with confidence
Get your personalised eFiling guide with exact rand values and SARS line numbers. Fill it in under 10 minutes, with proof for every line.
Always working in the background
Your financial co-pilot, always on.
While you work, Klippa tracks your income, reads your receipts, sets aside your SARS provision, and keeps your investment tax records audit-ready. Nothing to scramble for.
MTN Monthly
R 1,299
Tax Provision
R 23,450
Set this aside →
Safe to Spend
R 198,000
after tax + expenses
Who it's for
Any role. Any hustle. One app.
Whether you invoice monthly or daily, manage one client or twenty. If SARS expects a return from you, Klippa keeps you ahead of it.
Consultant
Freelancer
CreatorStop dreading tax season.
Start your 2-minute setup.
Join South African freelancers who know their money, file their tax in minutes, and invest what's left — without the scramble.